It’s important to check your credit report as 1 in 3 contain errors, these can negatively impact your score and stop you being accepted for car finance. A healthy credit report and score will help you get the best finance rates available on the market. This is not a mandatory step but we recommend a copy from our partner UK Credit Ratings, they have credit agents on hand to answer any questions via freephone and live chat, plus you can correct any errors on their live portal, whilst reviewing your credit improvement recommendations.